Terms of Service

Last updated: June 2026

1. Service

ZingoCards issues virtual Visa cards funded by cryptocurrency. Cards are issued by our regulated card-issuing partner. By using the service, you agree to these terms.

2. Eligibility

You must be the lawful owner of the crypto funds used to load a card and be at least 18 years old. You agree not to use the service in any jurisdiction or for any purpose prohibited by applicable law.

3. Fees

A flat fee of $10 USD applies to each card issued. There are no top-up fees, no FX fees, and no monthly fees. The dollar amount shown on your card is the amount loaded minus the $10 issuance fee.

4. Card limits

Each account may hold a maximum of two (2) active cards at any time. Burn an existing card to mint a new one.

5. Issuance time

Cards are typically issued within 5 minutes of confirmed deposit. Under abnormal conditions (network congestion, manual review) issuance may take up to 25 hours.

6. Refunds

Crypto deposits are final once confirmed on-chain. Unspent balances remain on the card until used or until the card is burned. The $10 issuance fee is non-refundable once a card is issued.

7. Prohibited use

You agree not to use ZingoCards for activities prohibited by Visa's network rules or applicable law, including fraud, money laundering, sanctions evasion, or financing of terrorism.

8. Liability

The service is provided "as is." To the maximum extent permitted by law, ZingoCards disclaims all warranties and is not liable for indirect or consequential losses.

9. Contact

Questions: support@zingocards.com.